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Will non disclosure on insurance affect me remortgaging

Hi all,

So just over a year ago i made a health insurance claim which when they carried out their checks in my medical file found information which i failed to disclose prior to taking out the policy. Complete error on my part however due it being an unintential non disclosure they still paid out on the claim.

Fast forward to today, looking to remortgage with my husband and was wondering if this prior non disclosure will affect our application and result it being rejected?

I have done a SAR request to cifas and nothing showing but haven't as yet made a SAR to national hunter but propose to do so.

Any thoughts would be gratefully received.

Thanks in advance.

Comments

  • ACG
    ACG Posts: 24,685 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Im sure you will be fine.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog
    amnblog Posts: 12,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This will not be a problem.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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