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Will non disclosure on insurance affect me remortgaging

Rhondacampbell85
Posts: 11 Forumite
Hi all,
So just over a year ago i made a health insurance claim which when they carried out their checks in my medical file found information which i failed to disclose prior to taking out the policy. Complete error on my part however due it being an unintential non disclosure they still paid out on the claim.
Fast forward to today, looking to remortgage with my husband and was wondering if this prior non disclosure will affect our application and result it being rejected?
I have done a SAR request to cifas and nothing showing but haven't as yet made a SAR to national hunter but propose to do so.
Any thoughts would be gratefully received.
Thanks in advance.
So just over a year ago i made a health insurance claim which when they carried out their checks in my medical file found information which i failed to disclose prior to taking out the policy. Complete error on my part however due it being an unintential non disclosure they still paid out on the claim.
Fast forward to today, looking to remortgage with my husband and was wondering if this prior non disclosure will affect our application and result it being rejected?
I have done a SAR request to cifas and nothing showing but haven't as yet made a SAR to national hunter but propose to do so.
Any thoughts would be gratefully received.
Thanks in advance.
0
Comments
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Im sure you will be fine.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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This will not be a problem.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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