Ex pat mortgages - advice needed

Expatgg

My partner and I currently live in the Channel Islands after moving over here a couple of years ago with work.

We are planning on moving back to the uk in the next 18 months and want to know whether we should buy a property now or wait till after brexit etc.

We have now saved up enough for a deposit on a house we love and ticks all the right boxes for us and mortgage apr is 3.5% with a lender that knows our situations question is to do we proceed and buy our dream home now or do we wait another 18 months and carry on saving and take a risk with the uncertainty over the market in 18months time?

Any advice is appreciated

Thanks

Thrugelmir

Houses only come on the market every so often. If it's your dream home it will be well gone. After Brexit. There'll be another potential crisis on the horizon. Little point in worrying about something over which you have no control.

Expatgg

I guess it’s just whether we buy now and pay for a mortgage when we won’t be living it in for 18months or do we continue to save and buy nearer the time? The property is a new build where they’ve thrown in stamp duty flooring and all the extras but potentially if the developer continues to build we could have the option again. I guess it’s just whether or not it’s sensible to buy when I won’t and can’t be living it in for 18months