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Debt advice

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  • welshbloke82
    welshbloke82 Posts: 7 Forumite
    edited 25 February 2019 at 10:49AM
    Decided to email Lowell today to discuss a parent plan and go through my SOA with them. Received an automated response with a multitude of questions; see below:

    "THIS IS AN AUTOMATED REPLY. IF YOU HAVE PREVIOUSLY CORRESPONDED WITH US FROM THIS EMAIL ADDRESS, YOU DO NOT NEED TO SUPPLY SECURITY INFORMATION AGAIN.

    Dear Sir or Madam

    Security information

    If this is the first email we have received from you from this email address, we require some security information to verify that you are the account holder.

    Please confirm:

    - Your Lowell reference number (this can be found on the front of any letter we have sent to you)
    - Your full name
    - Your full address, including postcode
    - Your previous address (if any)
    - Your full date of birth

    By replying to this email, you also confirm that you give authority for us to record this email address and correspond with you by email."

    Is this normal. Do they need all of these answering? It feels like they are fishing for more than they need from me.
  • sourcrates
    sourcrates Posts: 31,496 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Decided to email Lowell today to discuss a parent plan and go through my SOA with them. Received an automated response with a multitude of questions; see below:

    "THIS IS AN AUTOMATED REPLY. IF YOU HAVE PREVIOUSLY CORRESPONDED WITH US FROM THIS EMAIL ADDRESS, YOU DO NOT NEED TO SUPPLY SECURITY INFORMATION AGAIN.

    Dear Sir or Madam

    Security information

    If this is the first email we have received from you from this email address, we require some security information to verify that you are the account holder.

    Please confirm:

    - Your Lowell reference number (this can be found on the front of any letter we have sent to you)
    - Your full name
    - Your full address, including postcode
    - Your previous address (if any)
    - Your full date of birth

    By replying to this email, you also confirm that you give authority for us to record this email address and correspond with you by email."

    Is this normal. Do they need all of these answering? It feels like they are fishing for more than they need from me.


    Much easier and less hassle to send a good old fashioned letter.


    They need this for data protection, all the stuff you`d normally include........in a letter.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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