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Pay off HTB or overpay mortgage
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So save the £500 a month into a regular saver paying 5% Nationwide comes to mind.
Then if you can't get a ISA paying over 1.6% then pay the money off the mortgage each year.0 -
Don't forget when comes to buy out, survey around £300-400, solicitors fees over 1k, htb charge really mounts upDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Thanks all, it seems the general consensus is to go into savings rather than overpaying the mortgage. Thanks for everyones help.0
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