Watching And Taking It In

jaysgirl

Well after reading the post on this forum for weeks, I have now filed for Bankrutcy after taking advice from cccs . I filled most of the forms out online about two weeks ago, then I got the bury your head in the sand thing
again. Finally yesterday ( it took me all day ) got them all finished and submitted. I have now got my hearing ,it is the 27th november. I am not proud that I have got to the age of 55 and had to confess to my other Half who has just retired how out of control my credit card spending was.
I couldn't believe how well he took it and has even offered to go to the court hearing with me. So I would just like to say thanks to all you guys and gals for your inadvertant help.
Jaysgirl

Scarlett.1974

I wish you all the very best Jaysgirl, keep us posted how it all goes

madoldbat

Morning Jaysgirl.Welcome.
Well done on dealing with your problems.It takes a lot of curage (specialy at our age Im a tiny bit younger than you).
I tried to decide if this ment we had tried for a lot longer to deal with the problems and therefor had more stamina or not as bright as some of the other BR who are younger and seem to see things more clearly quicker

Came to the conclusion it had taken me longer to get into trouble because credit was not as readily available when I was younger and banks could be negotiated with and (know this bit is harder to understand if your under 30) you could talk to a person who cared about you and your money and would try to help:rolleyes:
Over the last 10 years credit has become such a big business and its so easy to get it wrong when the nice people want to give you help with another loan ,limit increase ect:o
So no diffrance is not due to age just a change in business attitudes IMHO.

Sorry about wittering:o :rotfl:
Well done again keep posting ,let us know how your gettong on.

tigerfeet2006

Hi and welcome to the board.All the best for your day in court.

Keep us posted on what happens and if you have any problems then you know where we are.

WoodruffsDad

Well done Jaysgirl. You've done the right thing. My bankruptcy hearing was this morning and it was painless!

philnicandamy

Hiya & Welcome
Sounds like things are on track for you at last, dont worry about the "head in sand" we've all been there & done that for sure!!
I went BR back in March...the worst thing for me? telling my parents....glad I did they were understanding & came to court with me, now people I talk to are "bankrupt? so what"

Good luck with it all....if you need anything in the meantime keep posting

Phil

fermi

Not a lot to add to what everyone else has said.

Apart from, Welcome from me as well.:beer: