We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Remortgage after bankruptcy
 
            
                
                    Whittaker.j                
                
                    Posts: 2 Newbie                
            
                        
            
                    I was in an iva 11 years ago it did not work so after just over a year I bankrupt myself through a company who deals with bankruptcy. I went to an insolvency court and declared bankruptcy after a year was discharged then had the official receiver charge me a fee of the intrest in my house.
10 years later I have equity in my house and want to remortgage 6 months later I have been told from the solicitor that the original solicitor that dealt with my iva put my house in a trust fund he will not release the charge off my property. How can this be I was told bankruptcy is a fresh start. Any advice please I am at my wits end tia
                10 years later I have equity in my house and want to remortgage 6 months later I have been told from the solicitor that the original solicitor that dealt with my iva put my house in a trust fund he will not release the charge off my property. How can this be I was told bankruptcy is a fresh start. Any advice please I am at my wits end tia
0        
            Comments
- 
            Have you calculated the equity with or without the charging order taken account?
 Have much is the order for?Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.
 The law is like an ocean - have a swim but don't drown.0
- 
            No I dont know how to or where I go from here0
This discussion has been closed.
            Confirm your email address to Create Threads and Reply
 
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards