Mortgage appeal

Jjm0810

So stressed!
We had a decision in principle confirmed. Made an offer and had it accepted. We then went to the back to the lender and information was submitted however the computer said we were declined due to still having my car loan left to pay. I paid this off in full in December, I gave them a letter to confirm this however they still need more information.
So worried we will lose our dream home

muhandis

Use a broker if you haven’t already. Plenty of brokers (both fee free and charging) recommended on the MSE page. They’d be happy to place a found-offered-accepted case if possible.

Jjm0810 wrote: »

So stressed!
We had a decision in principle confirmed. Made an offer and had it accepted. We then went to the back to the lender and information was submitted however the computer said we were declined due to still having my car loan left to pay. I paid this off in full in December, I gave them a letter to confirm this however they still need more information.
So worried we will lose our dream home

Jjm0810

Unfortunately we have gone through the bank as we are trying to port our current mortgage otherwise we have a pay a lot in early repayment charges.

muhandis

Ah ok. Good luck, I hope it works out! What more information do they need to prove that the car loan has been paid off?

Jjm0810 wrote: »

Unfortunately we have gone through the bank as we are trying to port our current mortgage otherwise we have a pay a lot in early repayment charges.

haras_nosirrah

Brokers can port mortgages as well