Pension cash out

Kbkeys88

I'm looking for some advice from people who know pensions.

I'm 30 now and have been in stable employment and have been for a while. But in my early 20s as I'm sure a lot of people were I was a bit irresponsible and had several jobs. I'm currently going through all my old paperwork, pay slips that have been at my mum's for years and I have random pension pots contributed to from these jobs, some for 10s of pounds some for 100s. Upon ringing them up almost all have said they can't be cashed out till 55 + can only be transferred. So what I'm wondering is are there any pension providers I can open an account with short term to transfer these too that let you cash out whenever to cash them out and give me and my partner a cash boost to put towards are mortgage ???

If not then I'll transfer them all to my current works one to consolidate them to one pot.

xylophone

You cannot access these pensions before (currently) age 55 (unless the scheme has an earlier protected pension age (most likely 50) or in the case of terminal illness.

dunstonh

Upon ringing them up almost all have said they can't be cashed out till 55 + can only be transferred.

Almost all? Don't you mean all. Almost shouldnt come into it.

So what I'm wondering is are there any pension providers I can open an account with short term to transfer these too that let you cash out whenever to cash them out and give me and my partner a cash boost to put towards are mortgage ???

1 - pensions are called pension for a reason. They provide for in retirement.
2 - Legislation dicates the minimum age. Not the provider.
3 - paying it off the mortgage is almost certainly a bad idea. Pensions typically trump mortgage overpayments from a financial point of view.

If not then I'll transfer them all to my current works one to consolidate them to one pot.

And thats the correct answer.