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Finding mortgage

ChloePattingale
ChloePattingale Posts: 2 Newbie
in Mortgages & endowments
Hi,

Just wondering if anyone has experience with zero hour contracts and mortgages. Me and my husband currently own a shared ownership home that we would like to sell.

I earn £22,000 and my husband earns £16500 but is in a zero hour contract, he has worked the same job and hours for 5 years.

Anyone got any experience with this?

Comments

  • LRmortgage
    LRmortgage Posts: 484 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    With 5 years in his zero hours contract there will be options.

    Probably one for a Broker as they will know which lenders are happy with zero hours contracts and how to calculate the income for affordability.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • System
    System Posts: 178,408 Community Admin
    10,000 Posts Photogenic Name Dropper
    There are some great free brokers out there who could help - I don’t see any issues if he can prove consistent income over 2+ years
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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