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Mortgage versus loan to pay off mortgage

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  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    chunkytfg wrote: »
    Can you even Remortgage for such a small amount? I thought Mortgages normally had minimum amounts they would lend?

    Could you fix for a low rate for a 2 years and then at the end of those 2 year do a 0% CC deal for the remaining ~£4K? That would save a bit of interest plus allow to you pay it back as you want making over or underpayments depending on monthly spending.

    Any Credit card deals with less than a 1.99% fee?
  • chunkytfg
    chunkytfg Posts: 850 Forumite
    Part of the Furniture 500 Posts
    Any Credit card deals with less than a 1.99% fee?

    Good point :o:cry::embarasse
    Those who risk nothing, Do nothing, achieve nothing, become nothing
    MFW #63 £0/£500
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