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Applying for a mortgage or remortgaging

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sjh101
sjh101 Posts: 173 Forumite
Part of the Furniture 10 Posts Combo Breaker
in Mortgages & endowments
Do mortgage lenders demand to see all current accounts and bank statements in your name, or is it just the one with salary paid in and direct debits etc going out?

Do you have to declare all accounts in your name legally?

Thanks

Comments

  • Verix
    Verix Posts: 241 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    Some lenders do ask for all accounts. Most only want to see the account your salary is paid in to.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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