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Waiting for CCA feedback - do i still need to pay?
dazzammm
Posts: 78 Forumite
Hello,
Ive sent out CCA requests to all my creditors. Some have come back to me saying this will take time and have put my account on hold. Some i am still waiting to hear back from and its been over the required 12 days.
Do I still need to make repayments while im waiting for the CCAs?
Do i still need to make repayments while the accounts are on hold?
Ive sent out CCA requests to all my creditors. Some have come back to me saying this will take time and have put my account on hold. Some i am still waiting to hear back from and its been over the required 12 days.
Do I still need to make repayments while im waiting for the CCAs?
Do i still need to make repayments while the accounts are on hold?
0
Comments
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Hello,
Ive sent out CCA requests to all my creditors. Some have come back to me saying this will take time and have put my account on hold. Some i am still waiting to hear back from and its been over the required 12 days.
Do I still need to make repayments while im waiting for the CCAs?
Do i still need to make repayments while the accounts are on hold?
I am just about to send these letters off so am interested in the replies. Can I ask did you send off a pound to each creditor for this? Did you send it as postal orders made out to each creditor?DMP Mutual Support Thread No 278
CCCS DMP Start 1st May 2009
DFD 2020:beer: :j0 -
The 12 plus 2 days are just guidelines, it will take much longer than that for the creditors to respond, expect to wait at least 2/3 months, sometimes even longer.
The accounts are temporarily unenforceable whilst you wait, and you can withhold payment in the meantime.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
cheesypuff wrote: »I am just about to send these letters off so am interested in the replies. Can I ask did you send off a pound to each creditor for this? Did you send it as postal orders made out to each creditor?
I did, by cheque, but at least one of the creditors returned the cheque as they do it for free.0
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