Struggling with debt

Sanctioned_Parts_List

EssexHebridean wrote: »

If we'd not been in a position to save for major works we'd have been in the same boat - 5k major works bill from the local council a few years ago - we own, but it's a leasehold property. Several of our neighbours had to take loans to pay for it.

Understood. I was under the impression that local authority housing associations could only pass on costs for repairs and replacements, not for upgrade and regeneration, and that since 2013, these costs were capped. If it was a private housing association, then maybe different rules apply.

I'm just wondering whether it's worth asking a question on the housing board, in case any part of the debt can be recovered from the housing authority on the basis it wasn't for necessary repairs and replacement, but for upgrading.

It's a long shot, and well outside my experience, though. Hopefully somebody with a better grasp of leaseholds will be along in a bit...