We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Maxing out 401K

My wife and I are in a position to max out both our 401ks but I am unclear if we can both do it to lower our taxable income. We are both over 50 and it is my understanding that the catchup contribution amount for 2019 is $6K for a total of $25K. Does this mean that I can contribute $25K and she can do the same and our taxable income will be reduced by $50k (filing jointly)? Is there an income limit?

Comments

  • 00ec25
    00ec25 Posts: 9,123 Forumite
    1,000 Posts Combo Breaker
    you may have noticed we write in English English here, not American English, and refer to £ not $, due to the fact this is a UK website, not a US one

    you would be better off finding a USA website to ask your question on
  • As 00ec25 says, you're unlikely to get much help here as this is a UK website. Try the forum on mrmoneymustache.com as it's a US site and very similar format to this one. Good luck!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.