Mortgage worries

And45

I have a automatic discharge on my br in April ,does this mean is that it ?.
Also will i be able to get a mortage again ? . My Ex wife was the main cause of all the mess ,we lost the house will they chase me for the diff ? . I will never ever want a credit card again ,it all turned into a rat race ,your life can be spent robbing peter to pay paul ,i've learned the hard way loans,overdrafts credit cards means missery .Don't do it .

HappyMJ

yes, yes and no

good to hear you've learnt from your mistakes.

good luck.

i'd now concentrate on saving for a deposit for a year renting in the meantime then go for it...

fermi

In time you should be fine for a mortgage.

In the meantime make sure that your Credit Reference Files have been correctly updated.

Go to the following link to see exactly how your Credit Reference Files and account info should have been correctly updated:

CREDIT REFERENCE FILE CLEAN UP – POST BANKRUPTCY

If anything is incorrect then write the letter in the next link to the creditor's "data controller(s)" by recorded delivery.

Letter to former Lenders post Bankruptcy

If they then fail to update your account and records correctly, raise a complaint with the Information Commissioner:

How to raise a complaint with the Information Commissioner

And45

Thank you very much,thank god people care.