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Newbie confused by the basics!

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  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    definatley not, why?

    If they were then it would be worth taking the pension because you will be getting money from your employer that you wouldn't get otherwise.


    JamesD - i didn't follow that tax bit. So if i was earning £32K (i think thats the cut off for 40% tax) i'd have to claim something back? I will prob go over that threshold next March.

    You need to be earning about £40,500* to be a higher rate tax payer. Remember you have a tax allowance of approx £5,225 before you pay any income tax on your money.

    *Estimate as I can't be bothered to look for the exact figure.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
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