Payday loan 8 months ago - mortgage chances

Hh82

Hi, this is my first post.
My husband and I have just sold our house and we have reserved a new build. To reserve we needed to get assessed for affordability which we passed comfortably (we need a mortgage of £218k and on affordability we could apply for a mortgage of up to £450k) and get a decision in principle which we got straight away.
We have the appointment with the broker this week to go through our mortgage application so in preparation I accessed my credit report and it was then that I realised that I had totally forgotten about a payday loan I got in November 2017. It was only £200 and paid back in full on time. I have never had one before or since and only got it because the week before payday (and having just come back from holiday) our boiler broke and I didn’t have enough to cover the call out charge. The final payment was in May 2018. We have no defaults, no CCJs and a £200 overdraft.
We have a lot of equity in our house so with the proceeds of the sale we are paying off all of our credit card debt (£30k) which our broker is already aware of and seems confident this level of credit card debt won’t be an issue for our application (particularly as our new build isn’t ready until July and we are completing our sale ASAP and living with family in the interim so the debt will be paid a few months before we complete our purchase).
We will be getting a 75% LTV mortgage (5% cash deposit and 20% help to buy equity loan).
Now I’ve remembered the pay day loan I am really worried that we won’t get a mortgage. I am going to speak to the broker tomorrow but wondered if anyone else had any similar experience.

Hh82

Coincidentally my broker called to check details ahead of our meeting. I explained the situation and she told me that it should not be a problem as it was a one off! She told me not to panic about it. Fingers crossed it will be ok