Has anyone applied for Giraffe Money's mortgage?

I had a look at mortgage deals and Giraffe Money seems to offer the best fixed- rate mortgage (5.68% for three years, no higher lending charge, no arrangement fee, evaluation fee paid by the company).

But there is no review on the internet. Has anyone here had any experience with Giraffe Money?

Comments

  • fantasyvn wrote: »
    I had a look at mortgage deals and Giraffe Money seems to offer the best fixed- rate mortgage (5.68% for three years, no higher lending charge, no arrangement fee, evaluation fee paid by the company).

    But there is no review on the internet. Has anyone here had any experience with Giraffe Money?

    http://www.nationwide.co.uk/mortgage/default.htm


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  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Is it just me that is confused why a link to the nationwide, to a generic page, is appropriate/helpful?
  • scottn
    scottn Posts: 166 Forumite
    nationwide has a lower rate 3 years deal.
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ah... that'd be it then :)
    Ta
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    I cant see any 3 yr fixed rate that is lower than the original one especially with the only requirement of a 5% deposit.

    Giraffe are part of bristol and west and bank of ireland.

    the giraffe deal does seem quite good, not sure what their income multiples, lending criteria or service levels are like.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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