I have thought a good deal about this.

Robert_Sterling_3

A the leading independent mortgage adviser, is offering a market-leading two year Base Rate tracker for those looking to remortgage. The deal, which offers borrowers a rate of 0.16% below Bank Base Rate (BBR) for two years, has a current pay rate of 4.59% (5.9% APR). It is available up to 90% loan to value (LTV) and reverts to BBR + 1.25% for the remaining term.

This is information not advice.

Mortgageman

the leading independent mortgage adviser

For the avoidance of doubt. that's what Charcol use in their press releases. This is one of their exclusive products

The deal, which offers borrowers a rate of 0.16% below Bank Base Rate (BBR) for two years, has a current pay rate of 4.59% (5.9% APR). It is available up to 90% loan to value (LTV) and reverts to BBR + 1.25% for the remaining term.

It is a very good deal, if you decide it is right for you, make sure you do it online (avoiding the broker fee) (although I couldn't find it just then when having a quick look)

martinhp

what about 0.5% below BBR for 2 years (rate of 4.25%)then 1.25% above purchase or remortgage upto 90% ltv??is that not better

payless

looks like variances of the BM deals-
different fees/ freebies / rates depending on what suits you
although on closer inspection not taht much difference to other rates from other providers