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SIPP Account AJBell or Fidelity
Comments
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I had funds with Fid but website was clunky and you can only have the fidelity funds.
They have long moved on from only offering in-house funds. It is still clunky though
I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
RealtimeBlues wrote: »I have AJ for my wife's Sipp
I use HL for my Sipp it is much the better platform, charges are a bit more than AJ but no charges to drawdown when that time comes
I had funds with Fid but website was clunky and you can only have the fidelity funds.
It is this reason why I am contemplating moving my SIPP from AJ Bell back to Hargreaves Lansdown.0 -
I have a SIPP with Fidelity which holds 5 x Investment Trusts and I pay only £45 per year in costs which is deducted monthly over 12 months.
For me it operates fine & the cost is I believe substantially lower than most other providers.
It is a bit basic & they are only just offering option to buy individual shares but if you avoid funds it is I believe a cost effective way to hold a SIPP.0 -
My SIPP is with Fidelity managed by an IFA. The Fidelity site does most of what I appear to want at present, except advising which fund has paid interest/income into the SIPP when it appears.
The info is clearly available as Fidelity provided a paper report last year when requested, that listed dates, generating fund and the amount received. Maybe this is part of what dunstunh refers to as ‘clunky’. Unless the info is available on the web site and I'm just missing it?2 Separate arrays, 7 x JASolar 380w panels (2.66kWp) south facing, 4 x JASolar 380w panels (1.52kWp) east facing, 11 x Tigo optimizers & cloud, Growatt SPH5000, Growatt 6.5kWh Hybrid battery (Go-live 01/12/21) - Additional reporting via Solar Assistant.0 -
A lot of the above comments, both for and against Fidelity, are predicated on what you are investing in, how much and whether you are contributing a monthly amount. These aspects make a great deal of difference.
I am with Fidelity via Cavendish (~£35k, £500 pm gross being added) because I am mainly using Funds and because I am contributing a sum each month hence they are very cost effective for me.
I would prefer them to not switch to new interface as the 0.1% I am charged for buying ITs will go up to £1.50 per transaction (for regular saver type investments), so the totally opposite point of view as cloud_dog.
Horses for courses - Fidelity will suit some and AJ Bell or HL or whoever will suit others, there is no "one best SIPP provider".0
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