Is It Worth It?

darknesshayz

Im 22 years old. and havent taken a loan out in my life. but i want to know would it be worth it me taking out a loan i dont really need.

im going up to statford next year. and i could do with some money then, but is it worth it?

ive seen how stressed people get when theyve taken out loans....

HannaB

It depends what you need the loan for. I don't think anyone likes having loans. Would the loan be for general spending money, or one big purchase (i.e for fees, a car, etc)?

Could you not just put some money aside each month before you go?

wannasavemoney

Use the time between now and next year when you go, to put away the money you would have paid on loan repayments anyway and you should find yourself with a nice nest egg which gains interest for you rather than someone else.

Butlers1982

forgive me for using such an offensive word but how about you got a :

JOB! ! !


then saved up? getting a loan isnt just so you can have money, it should be used for a purpose.