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reduced payment agreements?....

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maxmycardagain
maxmycardagain Posts: 5,757 Forumite
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in Bankruptcy & living with it
I wrote to the 8 credit card companies i owe (its just them and hsbc bank od+loan) and ive been told i must get my "financial advisor" to contact them, well ding dang doo, i aint got one, and i aint paying for one either.


anyone know of a letter template so i can offer em £25 a month or they can BR me?


im on a wing and a prayer
Now we all know how it felt to play in the band on the Titanic...

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  • user55
    user55 Posts: 345 Forumite
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    How about the CAB? They wrote to my creditors for me.
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
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    I would suggest the CAB too. They can really help and they're FREE.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • nomoneyprobs
    nomoneyprobs Posts: 166 Forumite
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    maxmycardagain wrote: »
    I wrote to the 8 credit card companies i owe (its just them and hsbc bank od+loan) and ive been told i must get my "financial advisor" to contact them, well ding dang doo, i aint got one, and i aint paying for one either.


    anyone know of a letter template so i can offer em £25 a month or they can BR me?


    im on a wing and a prayer

    Hi, I had the same problem this time last year, I'd advice you to go to the cab and see a money advisor, they will contact the companies for you and make the offer for you..hey presto a free impartial financial advisor

    Hope that helps,

    Ian
    I had debts, my circumstances changed, I tried but couldn't pay them, I dealt with them in the best way I could.........
    BR - 10 -10 - 2007 11.05 am

    Discharged 07 - 05 - 2008
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