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Want to travel the world
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chupachups4
Posts: 156 Forumite
Hello all,
I lurk on these boards for many years now. The first Reason I don't post is: I am french and I only learnt English at school….. 30 years ago.
So, at the beginning of december, I was in debt
cc1: 4479 euros, 12.90%, min 152,17 euros
cc2: 4500 euros, 12.90%, min 155 euros
loan: 4492 euros, 2.50%, min 149 euros
mortage: 34000, 3.40%, 927,83 euros
And then….. we had an inheritance!!!!! So I paid off everything, and we are now debt and mortage free.
It's time to travel. We plan a one year travel to South and central America in 2020. we need savings. A very, very big saving account!
I lurk on these boards for many years now. The first Reason I don't post is: I am french and I only learnt English at school….. 30 years ago.
So, at the beginning of december, I was in debt
cc1: 4479 euros, 12.90%, min 152,17 euros
cc2: 4500 euros, 12.90%, min 155 euros
loan: 4492 euros, 2.50%, min 149 euros
mortage: 34000, 3.40%, 927,83 euros
And then….. we had an inheritance!!!!! So I paid off everything, and we are now debt and mortage free.
It's time to travel. We plan a one year travel to South and central America in 2020. we need savings. A very, very big saving account!
1st goal: 0/936 euros
2nd goal: 0/15160 euros
2nd goal: 0/15160 euros
0
Comments
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Great news on now being debt free
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yes it's a really good feeling. But I know we were Lucky.1st goal: 0/936 euros
2nd goal: 0/15160 euros0 -
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
What an amazing thing to do. Best of luck with your goal.debt consolidated 16/8/18 £9,788.01/£12,618.12
(Total debt at LBM 1st Jan '18 c..£19.5k)
EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8%
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Thank you.
So, we are a family of 7: oh and I, dd2, her BF, her son(DGS), dd3, dd4, and a dog. We live in a house near Paris, we have a garden. I plan to try a little vegetables garden this summer.
My first target is to save 12000€ to pay for flights. Now that everything is paid off we have 1000€ spare. I will try to have this amount by the end of august. I need to declutter and sell everything I can.1st goal: 0/936 euros
2nd goal: 0/15160 euros0 -
Congrats on becoming debt free!
I'd love to see Central America too, particularly Guatemala. Good luck with the saving!Debts: CC1: [STRIKE]£1675.83[/STRIKE] £2269.40 CC2: [STRIKE]£3209.11[/STRIKE] £707.56 CC3:[STRIKE]£704.04[/STRIKE] £235.69 OWE PARTNER: £0
2020 1% Challenge:0 -
Today I went to the butcher. I budgeted 64 euros and paid 60.85 euros. I need to go groceries shopping tomorrow, budgeted 90 euros for that.
Decluttered the bathroom and Listed 7 items
1 item sold, 20 euros to the travel pot1st goal: 0/936 euros
2nd goal: 0/15160 euros0 -
Hello,
I went groceries shopping. It came at 88.41 euros, but I paid 53 euros. I had vouchers. So I put 9 euros in the 52 weeks challenge pot and kept what remains in my purse for top up and fun money.
10 items sold for 17.80 euros. I will put that in the travel pot.
The washing machine is on. I have to photograph things to list.1st goal: 0/936 euros
2nd goal: 0/15160 euros0 -
Nothing happened today as it was a family day
trousers sold so 5 euros in the travel pot1st goal: 0/936 euros
2nd goal: 0/15160 euros0 -
This Week end was quiet. We bought electrical parts for the motorhome. We checked online for battery but we still Don't know wich one we would need….
I bought 2 trousers and 2 shorts for oh, 46 euros in the sales, needed. I also bought a coat for me, needed as well. 78.84 euros from 248 euros, paid for with my birthday money and I choose a sporty one to take it with me in Argentine and Chili. Pleased with that.
Sold 3 items, 10 euros in the travel pot.
Ironing done this Morning. This afternoon I must concentrate on decluttering.1st goal: 0/936 euros
2nd goal: 0/15160 euros0
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