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Relying on Santander to guve us a new deal

ferry
ferry Posts: 2,014 Forumite
Part of the Furniture 500 Posts Name Dropper
in Mortgages & endowments
Just thought I would run this by you. My fixed mortgage deal is not due to expire until Sept this year with Santander but I am aware I may not be be able to remortgage elsewhere due to recent defaults on my file and overall credit history.

Does anyone know how Sanrander operate in terms of offering new fixed deals to existing customers at the point at which their current deals expire?
My concern thinking ahead is that if the rate reverts to their SVR and no new deal is offered I will be paying around £200 pm more than I am now?


Thanks for any advice
F x
:j

Comments

  • Edi81
    Edi81 Posts: 1,502 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Deals are usually always available as long as you are up to date with your mortgage.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    They will offer new deals just like they do to everyone else as long as you are up to date with mortgage payments.
  • ferry
    ferry Posts: 2,014 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Hi. Many thanks.
    :j
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    lenders usually offer customer retention deals usually online in your account
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
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