Adding wife to mortgage

d0nkeyk0ng

I suspect the answer is to speak to nationwide but I thought I'd pick some brains.


Two-year fixed deal is coming to an end. Mortgage and house in my name only. I've since been married. I had planned to do a remortgage and was prepared to do the full checks for both of us, including going through solicitors for transfer of equity.


However, I spoke to a mortgage broker who said the nationwide retention deal wasn't far off the best he could get. He was going to look into things but suggested that it might be cheaper to add my wife to the mortgage and stay with nationwide.



Is this likely to be straightforward?
It looks like on NW website there'd be some checks anyway and a £125 fee. Would I still need to engage a solicitor for transfer of equity or could I add my wife myself through the landregistry website?

kingstreet

A transfer of equity will require a solicitor to do the legal work as she has to be added to the mortgage deed and to the title.

The lender, Nationwide or whoever, will require this.