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medies Posts: 3 Newbie
edited 11 January 2019 at 10:31AM in Debt free diaries
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  • ohdearhowdidthathappen
    ohdearhowdidthathappen Posts: 1,416 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Happy new diary!
    You look like you're doing pretty well; no unsecured, overpaying your mortgage etc.... what are your aims? Are you looking to overpay more or just save in general?
    From your SOA, the only obvious cutbacks I can see are the gym and eating out. Your child related expenses seem high, mine are lower for 5 children, although I work part time....
    Health wise, I wouldn't aim to eat only twice a day... have you tried myfitnesspal? Really handy app, allows you to work out how many calories you need for your goals and track calories in vs calories out. I lost 4 stone after my last pregnancy with it
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiny new diary :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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