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CCJ for my wife and I for the same debt

Steviebh
Steviebh Posts: 17 Forumite
Part of the Furniture First Post Combo Breaker
in Debt-free wannabe
Hi all,

ok so basically, my wife and i have received a CCJ on our files for the same debt. Is this possible ?

Comments

  • sambaird
    sambaird Posts: 152 Forumite
    Third Anniversary 100 Posts Name Dropper
    The simple answer is yes - if the agreement that you defaulted on was in yours and your wife’s name.
  • tacpot12
    tacpot12 Posts: 9,348 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Yes, if you were "jointly and severally liable" for the debt. The contract under which the debt has been chased will have used this phrase.
    The comments I post are my personal opinion. While I try to check everything is correct before posting, I can and do make mistakes, so always try to check official information sources before relying on my posts.
  • Just_Di
    Just_Di Posts: 385 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    edited 8 January 2019 at 11:52AM
    Steviebh wrote: »
    my wife and i have received a CCJ on our files for the same debt

    Is this the first time you and your wife became aware of the CCJ (when you each/both checked your CRA files)?

    Did you (and your wife) receive the original claim form(s)?

    I ask in case there may be a need to attempt to get the CCJ(s) set-aside if they were incorrectly served so you didn’t get the opportunity to defend the claim.

    Di
  • Steviebh
    Steviebh Posts: 17 Forumite
    Part of the Furniture First Post Combo Breaker
    It was such a long time i can't honestly remember. and we'd moved from the address they sent it to.

    Basically we were forced to leave our house as i left the job we received the house for and with no where to go to council made us pay for storage of our goods while they tried to make us stay in a b&b for weeks.
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