PCP balloon payment

Presh43

Hi
My cars pcp balloon payment is due in the next few months. I would like to pay it out with a 0% credit card. Which kind of card do I need to choose please? A credit transfer cc or a spending credit card.

adg89

Depending on the amount you need to pay, you may need to look at a personal loan instead.
My balloon payment is due in March and I will be going down this route.


If you were to go with a credit card you would want a 0% purchases card so you can pay the finance company directly via the card.


I would personally talk to your bank or building society if you cannot get a credit card for the amount you require.


Failing either of these, talk to the finance company in good time as they may be willing to extend the PCP.