Credit card or mortgage

zx4g

I’m looking to purchase a house following the sale of our home which will have paid off our current mortgage . I will only need 10-20k to purchase the home I want, I would also like to pay this off as quickly as possible (3-4 years)
My question is - am I better taking a small mortgage or putting it on a credit card with 0% interest & is this possible?
I have never had a credit card and would not be using it for anything else. My credit report states my rating is good

Many thanks for any advise

zx4g

Any advice would be very welcome.
Many thanks

[Deleted User]

You're unlikely to get a card with that limit, so you may need multiple cards. You would also need a money transfer option, which will come with a typical 4% fee.

Mortgages are unlikely to come that small, so you would probably need to borrow more and overpay.

Your credit report rating is meaningless. A lender will look at your credit history in deciding whether to lend, so your options may be more limited.