Help HMRC tax code change this year could cripple my finances.

mpjtaylor

Long story short my ex claimed child benefits even though we were separated and not living together for 2 years, I however continued to keep the house payments going for years and was only registered at that address. HRMC intend to reclaim 6k of debt and I am continually getting penalty fines for both that debt and Self Assessment which I have never done as I am PAYE.

I have spoken to them countless times , written to them and yet I cannot do anything. I offered to make payments but was told not to until the situation was resolved. Last week I got another Self Assessment fine so I called yet again to get it removed to be told it would be taken via my tax code and that my already reduced tax code was going to get even more reduced in April 2019 to claim back nearly 3k a year for the next 2 years.

This will significantly impact by ability to pay my bills and I have no idea what to do about it. I've tried looking for help online but it all appears to be around businesses.

Can anyone please advise , how can I stop HMRC crippling my ability to survive for a debt I never even claimed, I am totally at a loss as to what I am meant to do this seems totally unfair that they have the power to do this.

Regards

Marcus

Dazed_and_confused

How about filing the returns.

Just because you are on PAYE doesn't mean Self Assessment doesn't apply.

That will establish any tax owed.

You can then look at appealing any penalties (if you have a valid excuse).

At the moment you seem to be burying your head in the sand

mpjtaylor

Hi, filing the returns for what, I've only ever been a paye employee never had to fill in anything

xylophone

Self Assessment which I have never done as I am PAYE.

You can be PAYE and yet still required to self assess.

Had you thought of consulting a tax accountant on a one off basis just to get this sorted out?

http://www.local-accountants-uk.co.uk/

mpjtaylor

thanks, this is I guess my next option

agrinnall

If you're getting SA fines then that suggests you have been told to complete at least 1 return (for 2016-7 or earlier) and you haven't done so.

sheramber

If you have PAYE income then you need to complete the employment pages on the Self Assessment return.

If you have proof of the separation then you should provide that to HMRC as if you are separated for the year/s concerned then you would not be liable for the child benefit charge.

Unfortunately,, being registered at the family address makes it appear that you lice as a couple.

Heedtheadvice

and if you have a grouse about your tax position or lack of fesponse or both raise a complaint! -form on their web site.


I had unsatisfactory situation last year and a responseI did not agree with. I got it sorted in tbe end but it took a second complaint and several months!

csgohan4

If the HMRC requests you fill in a tax return, probably a good idea to fill one in, even though you may not pay extra tax as a paye earner.


If your not sure how to, engage an accountant




Ignoring their requests is not a good idea and you will keep getting fines until you do so

Heedtheadvice

I would put it stronger than that.
If told to fill one in you must do so. It is not an option.

badmemory

As HMRC are failing to collect from the "big boys"they need to collect from somewhere. Do not let that somewhere be you - file!!