We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Yay me today....
Shadow14uk
Posts: 43 Forumite
Sooooo I’m exceedingly chuffed with myself today. Sometimes it’s just the smallest of things that make you go phew! I did it!
Progress made today is:
* opened new bank account (Santander)
* opened moneywise credit union account (for EF)
* Cancelled overdraft on joint account
* Rang barclaycard re: DMP (now on 30 day hold)
* Rang Barclayloan re: DMP ( also now on hold)
* Closed Next account
* Emailed new direct debit mandate back with new account details for DMP
I know it’s not much to some people but all of these are huge steps towards my DMP and trying to sort between, work, kids, dogs etc, sometimes just squeezing in one phone all is amazing 😂 Also, I’ve been dreading ringing creditors, literally dreading, turns out no need. They were literally so so nice, so understanding, happy with help and advice and pleased is sought help with StepChange too.
Phew! 💁🏻!
Progress made today is:
* opened new bank account (Santander)
* opened moneywise credit union account (for EF)
* Cancelled overdraft on joint account
* Rang barclaycard re: DMP (now on 30 day hold)
* Rang Barclayloan re: DMP ( also now on hold)
* Closed Next account
* Emailed new direct debit mandate back with new account details for DMP
I know it’s not much to some people but all of these are huge steps towards my DMP and trying to sort between, work, kids, dogs etc, sometimes just squeezing in one phone all is amazing 😂 Also, I’ve been dreading ringing creditors, literally dreading, turns out no need. They were literally so so nice, so understanding, happy with help and advice and pleased is sought help with StepChange too.
Phew! 💁🏻!
0
Comments
-
Well Done Shadow14uk, the first steps are the hardest.
Wishing you lots of luck and determination for your journey.Wobbling my way out of debt one month at a time
Credit Card £0/£3,161 0% interest PAID IN FULL 29/01/2021
Loan £0/£23,179 5.4% PAID IN FULL 31/08/2020
Total £0/£26,340 100%
DEBT FREE AS OF 29/01/2021
wobbling-my-way-out-of-debt0 -
Well done and good luck on your DMP x0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards