pax vobiscum

pax_vobiscum

The MSE and Experian loan advisors are very good.
They have found several "almost certain" sources for a possible vehicle purchase loan. I have a 999 rating.
However, I am 89 and nowhere in the assessment, is there mention of age restrictions. Does that mean that there is no restriction?
It would be ludicrous to cash in any investments for what amounts to a short term loan.
Does anyone know how the cookie crumbles, or perhaps a [legal] way around the situation?

[Deleted User]

Some lenders will have restrictions, so you will need to check with each.

Your 999 rating will not be a factor in lending and any application will be down to a full application check by the lender, beyond any early pre approval checkers.

Ben8282

Congratulations that you are still driving at age 89.
I would suggest that you check the websites of the loan providers to see if there is any mention of age restrictions or else simply call them and ask if they accept applications from 89 year olds.
Another good idea would be to try to obtain a loan from the bank which receives your income and/or (if applicable) the bank which holds your investments.

pax_vobiscum

Thanks for that. My concern is that if I make too many enquiries, my credit rating crashes! I'm surprised that Experian and MSE make no mention of age restrictions. They merely advise that I am 80% or suchlike, likely to get a loan.
On the other hand, always the optimist, perhaps they do not impose age restrictions on relatively wee loans?