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debt management plan and mortgage query

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  • sully1311
    sully1311 Posts: 387 Forumite
    Part of the Furniture 100 Posts Name Dropper
    louisee86 wrote: »
    Sorry to jump on your question but I cannot work out how to create my own post.
    so myself and husband are looking to get a mortgage.i have a CCJ which will be 6 years in July.its for £1500.my credit score is fair and I have a credit card.husbands credit score is very good.
    if we apply for a mortgage now (have 20% deposit) will we be accepted by any decent lenders?and if we wait and I don't pay it off how long will it be before mortgage lenders cannot see the CCJ?
    It's 6 years for CCJs to come off reports.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    louisee86 wrote: »
    Sorry to jump on your question but I cannot work out how to create my own post.

    Welcome to the forum. At the top of every board just above the list of existing threads is a blue button titled "New Thread".
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