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IVA proving expenditure
Lindsjw2
Posts: 4 Newbie
Hi,
I’m looking for some advice.
Has anyone who has been signed up to an IVA been asked to send in evidence of expenditure to the OR?
I have an issue as my mom pays all my bills from her bank following my bankruptcy and she isn’t willing to send in her bank statements as evidence - because she obviously has all her own bills etc on them and she says it’s personal.
I was wondering if anyone has experience of the OR askingg for evidence of expenditure or whether they will just take my word for it.
Thank you for your help
I’m looking for some advice.
Has anyone who has been signed up to an IVA been asked to send in evidence of expenditure to the OR?
I have an issue as my mom pays all my bills from her bank following my bankruptcy and she isn’t willing to send in her bank statements as evidence - because she obviously has all her own bills etc on them and she says it’s personal.
I was wondering if anyone has experience of the OR askingg for evidence of expenditure or whether they will just take my word for it.
Thank you for your help
0
Comments
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an IVA uses an IP, bankruptcy uses an OR - which one is it? two different insolvencies, two different answers!0
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Sorry it should say IPA in bankruptcy0
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Ours just took our word for it.0
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Hi Lindsjw2, I see from your question to stepchange that your BR was 18 months ago. I think this means you are too late for an IPA as it has to be set up within 12 months of the BR date. I've asked stepchange to clarify this. Did you start an IPA early in that 18 months and suspend it because of maternity leave?0
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