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1% challenge 2019

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  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £100 OPd. Mixture of survey money, interest, side gig profits and a tilly tidy. £343.35 to go
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • 5erge
    5erge Posts: 108 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Jan £26.20
    Feb £46.33
    Mar £34.83
    Apr £30.30
    May £27.07
    June £46.91
    July £82.21
    August £22.84
    Sept £54.10
    Oct £15.13
    Nov £15.01
    £400.93/£420

    Almost there :D
    £56/279
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £460.91 overpaid to hit £1,809 1% target
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    way to go Barney :T
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Late to the game but I'd love to join in.
    1% of my mortgage as it stands is £1,380.00!
    Here we go..
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 26 December 2019 at 7:01PM
    £70.35 gone forever, leaving £243 of challenge 2 to go. Hope to make a final payment to see the year out
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • I think I will join this. 1% of my total debt is £1280. We moved house in May 2018 and the cost of renovations is running away with us. mostly funded on 0% cc. (currently around£14000 :eek: )
    By summer my aim is to reduced cc by half . The latter half of 2019 will be bathroom, kitchen and drain renvovations i hope. Therefore not a great deal left to OP.
    We also have a big holiday in March for my OH 60th and need to save for my 50th March 2020

    1% may be small but with all else going on it's a stretch. I also need to pay off the only cc with interest 1st :o

    Wow, an eye opener... I was going to ignore I joined this challenge, however I thought I would do the maths. I am £40 short of my target :j:j:j , if you add my December salary payments around the 28th I will have smashed it by £460 :D … my house renovations did not got to plan... or I just changed the plan. This year we have had outside work, painting and patio, Drains and new bathroom, new carpets bedroom, landing and stairs. hall replastered, decorated and new glazing... We still have to do the kitchen....but that's next year now. I did take more on a cash lump sum from a 0% cc.. I'm very surprized to be below in what I thought has been a high spend year (or 2 :o ) Next year my aim is to cut£20k off debt and still get the kitchen completed ( fingers crossed )
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • any idea when the 2020 thread will open? Looking forward to joining in next year :)
    :santa2:
  • 5erge
    5erge Posts: 108 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Jan £26.20
    Feb £46.33
    Mar £34.83
    Apr £30.30
    May £27.07
    June £46.91
    July £82.21
    August £22.84
    Sept £54.10
    Oct £15.13
    Nov £15.01
    Dec £20
    £420.93/£420

    and I hit my target, I am also into the 38k remaining bracket.

    Same again next year?
    £56/279
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    great going 5erge :T

    I'll start the 2020 thread this weekend for those wishing to get organised
    know thyself
    Nid wy'n gofyn bywyd moethus...
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