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How/when do you overpay?
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The best tip I ever received was to keep the current mortgage balance outstanding always at 00.00 at the end.
Tip 1 - as above :j
Tip 2 - as you progress down your mortgage - when the interest added is affordable, you can start o/p the full amount of interest added each month then do your 00.00 :j
Tip 3 - when re-mortgaging - reduce years, but UP payments to include the extra you can afford, that way, you can still o/p your 10% allowance. :j
Gets you there in no time at all.
(see below). Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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