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Loan for OAP?

24

Comments

  • OP, if you buy this other house before you have sold the first one you will be hit with Additional rate SDLT which will amount to a further £7kish on your new £230k purchase. You will get this refunded assuming you sell your old place within the time limits, but it is a big old chunk of money to put down in the meantime.
  • Andrew1974 wrote: »
    ...
    I have no time for pensioners.

    Opinions can change with the passing of time.
    Maybe yours will too.
  • Andrew1974 wrote: »
    Without having even read the question, the OAP was a red rag to a bull. Pensioners (the ones that get pension money and bus passes, that we won't get) voted to leave the European Union.

    I have no time for pensioners.

    At least one didnt, my mum.

    Bet you are a really lovely person in real life lol
  • Andrew1974 wrote: »
    Without having even read the question, the OAP was a red rag to a bull. Pensioners (the ones that get pension money and bus passes, that we won't get) voted to leave the European Union.

    I have no time for pensioners.

    ^^^^^^^ Snowflake / corbynazi
  • Andrew1974 wrote: »
    Without having even read the question, the OAP was a red rag to a bull. Pensioners (the ones that get pension money and bus passes, that we won't get) voted to leave the European Union.

    I have no time for pensioners.

    Us OAP's can insert a SIM into a phone with ease without making a complete mess of it...you however apparently can't?

    https://forums.moneysavingexpert.com/discussion/5887541/help-with-ideal-world-shopping-channel
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Andrew1974 wrote: »
    Thanks for raking through the coals.

    I worked at telecom and know the phonetic alphabet foxtrot oscar.

    Have you figured out how to use a mobile phone yet :rotfl::rotfl::rotfl:
  • Nasqueron
    Nasqueron Posts: 10,974 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    HampshireH wrote: »
    Wow how ignorant. Those pensioners were also the ones who fought for this country for you to be here and moan about it and them. I doubt they have much time for you either. I assume you never had grandparents.


    This line gets trotted out a lot, the facts don't bear it out.


    WW2 ended in 1945. To have realistically fought in the war you'd have at latest been 18 in 1945 and thus born in 1927. Someone born in 1927 would be 91 this year and statistically given the average life expectancy of around 80 in the UK, most are dead*. There are very few pensioners alive today who actually fought in WW2, the vast majority are the boomers who never fired a bullet.


    *As of November 2017 for example there were just 8 Battle of Britain airmen left, of the DDay veterans, in 2014 under 500 were still left. Only 1 in 32 of the US servicemen who served are still alive

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    Nasqueron wrote: »
    This line gets trotted out a lot, the facts don't bear it out.


    WW2 ended in 1945. To have realistically fought in the war you'd have at latest been 18 in 1945 and thus born in 1927. Someone born in 1927 would be 91 this year and statistically given the average life expectancy of around 80 in the UK, most are dead*. There are very few pensioners alive today who actually fought in WW2, the vast majority are the boomers who never fired a bullet.


    *As of November 2017 for example there were just 8 Battle of Britain airmen left, of the DDay veterans, in 2014 under 500 were still left. Only 1 in 32 of the US servicemen who served are still alive
    Going off topic here, but not to mention the "paid taxes all their lives" that people like my Grandmother like to trot out.

    My Grandmother gave up work at 19 when she met my Grandfather. Neither her nor any of her friends worked a day past their early twenties!
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • System
    System Posts: 178,367 Community Admin
    10,000 Posts Photogenic Name Dropper
    edited 24 December 2018 at 3:12PM
    Well, this has turned into a different topic hasn't it?
    For the record: I voted Remain, I am tech-savvy (have built my own gaming PC), paid approximately £940,000 in Tax and National Insurance during my working mother life, and recently went to a Muse concert.
    And I have more to get on with in my life than scour forums looking for posts on which to make random comments.
    Now I am going to unsubscribe from my own post as it is no longer of any use to me.

    P.S. Get a life Robert1974.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • pineapple
    pineapple Posts: 6,934 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 December 2018 at 3:58PM
    HampshireH wrote: »
    Wow how ignorant. Those pensioners were also the ones who fought for this country for you to be here and moan about it and them. I doubt they have much time for you either. I assume you never had grandparents.
    Steady on! I'm around the same age as the OP and we aren't old enough to have fought in the last war! However we did scrimp and save through the 3 day week and sky high interest rates, without half of the luxuries now considered basic necessities - plus our millennial offspring are only too glad of the free baby sitting service and occasional nest egg from the sale of the family home.
    So we have our uses I guess..... :(
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