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SIPP: equities v cash/bond split

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Comments

  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    kidmugsy wrote: »
    Wrong? With ice cream?

    A power cut. Everything melts.

    Happened to us 3x around xmas or NY
  • bostonerimus
    bostonerimus Posts: 5,617 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 31 December 2018 at 6:00PM
    In retirement I have a roughly 70/30 split between equities and bonds and cash. However, while I was working full time I put money into paying off the mortgage on a rental property and used around 7% of my pension pot to buy into a DB plan. The pension and the rental income now cover my expenses. So don't ignore things that will diversify your income stream away from equity and bond funds as that will provide a great foundation and comfort during bear markets.
    “So we beat on, boats against the current, borne back ceaselessly into the past.”
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