Debt free by July 2020

Nichelette

I completely forgot about opinion panel! I'm nearly 33 so it has been a while since I used it lol. If you have the time one of the great things about technology moving on since I was a student is the number of apps you can use to make money. There are lots of survey ones, receipt scanning and so on. I know it's not loads of extra income but it's a bit extra for not much work .

QueenT

Yeah it pretty good isn’t it! I have one of those apps called Shopmium but I will try to have a look at some others.

Thanks for reading! Xx

Nichelette

Checkout smart is a good one (same principle as shopmium) and shoppix is my favourite receipt scanning one

QueenT

Weekly round up - I was doing so well up until the weekend!

Monday 21st Jan
No spend day
Tuesday 22nd Jan
£3.65 hot choc and brownie
£1.10 chips - forgot my lunch at uni!
Wednesday 23rd Jan
No spend day
Thursday 24th Jan
£9 - Cafe date - Had a veggie breakfast and smoothie
£6.54 - few household essentials
£8.92 - few snacks and household essentials
Friday 25th Jan
£7.00 - baby food - I usually batch cook and freeze meals for my son but ive been so exhausted lately that I haven't got round to it.
Saturday 26th Jan
£13.55 Deliveroo - I've been feeling poorly since Friday, just about made it to work only because Ive recently started so dont think I qualify for sick pay and I need to be paying these debts. I could barely move so ordered in with my partner and he ended up eating half my food as I couldn't stomach it. Lesson learnt. - Dont order take away when your not feeling well!
Sunday 27th Jan
No spend day.

Total =£49.76

Down a lot from last week but i'm still spending too much! I think I'm going to evaluate my budget this week and adjust accordingly.

I've also opened a help to buy ISA, mainly because if you want one you have to do it before November. I will put money in as and when but my main focus is still clearing the debt.

I'm doing some overtime next weekend, Approx 10 hours extra so will be an extra £80 in my pay paycheck in March pay.

Yay! January is finally over.

ChiefWhiteHalfoat

July 2020 will be here before you know it. One week at a time. Good luck !