We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

*sigh* this may take a while

18485878990174

Comments

  • alt80
    alt80 Posts: 4,661 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Not read your diary just the last few posts but 5 kids?! 😱 

    Hope you're feeling better soon.
  • alt80
    alt80 Posts: 4,661 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    @mark55man one of the funniest things I've seen all day!

    I didn't even want 1 but wouldn't give him up for anything now, well maybe unlimited funds to do with whatever I liked hahaha. Wife would thought she wanted 3 before she had 1; now happy with 1 thank god. 
  • alt80 said:
    Not read your diary just the last few posts but 5 kids?! 😱 

    Hope you're feeling better soon.
    Ha, yes.  Love having a big family - it's obviously more expensive, but wouldn't change it :) If money was no object and I didn't need to work (which I find gets harder the more kids you have), I'd have had another.  My youngest is 5 now though and I'm 42, so I wouldn't go there now.  We may get a puppy instead.  It's good that you are happy with one, it can cause major problems in relationships where one wants more children than the other.  It's not really something you can compromise on easily!
    mark55man said:
    ha ha - one up on me - we stopped at 4 because we only have 4 hands to hold hands or grab scruffs of necks
    Haha!  Very wise!! We spaced each of ours 2-3 years apart, so that by the time the 5th came along, the eldest was 11 and wouldn't be seen dead holding our hands in public  :D
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds good - I have some modules I should have done by now too - keep forgetting! Will add them to the list for tomorrow
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All sounding well organised. Have fun.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Have you thought about a covid test ? our workplace test us with minor symptoms.(Northern ED) loads have been positive. I hope you feel better soon 
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.