We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Advice please

On 4th April this year I went bankrupt with approximately 38k of debt. I was allowed to keep my car for which I had taken out a hire purchase loan I had around 22 payments to make of £227 a month- I also still retained my student loan of which I was making £100 as a token payment through the bankruptcy though now they are requesting an extra £65 for the current payment plus an extra £50 for the interest on the £100 which I think is a bit cheeky. I was unemployed for two years with depression and should have got my solicitor who had power of attorney for me during this period to arrange for a deferment on my student loan so am now asking them whether they could defer in regression as such in order that I can try to increase payments to my car loan as they have been taken over by another debt company and they are pushing me to pay a lump sum?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.