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personal,stakeholder...whats best for me ?
dunker1
Posts: 86 Forumite
Hi all, im transferring pension from underperforming pensions company. I have put half into a HL SIPP, the other half is protected rights so obviously cant go in the SIPP. I take it the pr half has to either be invested in personal pension or stakeholders, am i wrong ?
Need to add that i want a pension whereby i can just transfer this amount and and not with regular payments as im currently off sick quite long term and unable to work or pay in regularly.
Also i want to use a company with reasonable charges and as best a selection of investment funds as possible, looked at Norwich Union and Axa, any others ?
Thanks for any help
Need to add that i want a pension whereby i can just transfer this amount and and not with regular payments as im currently off sick quite long term and unable to work or pay in regularly.
Also i want to use a company with reasonable charges and as best a selection of investment funds as possible, looked at Norwich Union and Axa, any others ?
Thanks for any help
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Comments
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I take it the pr half has to either be invested in personal pension or stakeholders, am i wrong ?
Correct for the moment: PR money is expected to be allowed in SIPPs from late next year.looked at Norwich Union and Axa, any others ?
Scottish Widows, Standard Life.Trying to keep it simple...
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Also i want to use a company with reasonable charges and as best a selection of investment funds as possible, looked at Norwich Union and Axa, any others ?
Selestia (closest match to HLs platform but will take protected rights).I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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