Debt Chasing

Mrsdstar

Thank you very much.

poppasmurf_bewdley

ciderboy2009 wrote: »

As foxy-stoat said.

To make it a bit clearer - the 6 years runs from when you last paid anything towards or otherwise acknowledged the date - not from when it started.

But bear in mind that creditors can still chase a statute barred debt - they just can't enforce it.

This is not correct. The six years runs from when the debt falls due, not six years from the last payment.

If you last made a payment on 1/6/2013 and the next payment was due on 1/7/2013 but wasn't made, then the six years would run from 1/7/2013.

Mrsdstar

Acknowledgement of a debt....does it have to have been in writing.

(ie a phone call isn't acknowledgement)

[Deleted User]

Yes, it must be in writing, but email may well qualify as writing.

-taff

Don't acknowledge it, just write and say it's statue barred.

redpete

-taff wrote: »

Don't acknowledge it, just write and say it's statue barred.

statute, not statue.