Opened letter for ex - help

Numpty_Monkey

Hello all
Hope you can offer a bit of advice and help

Today I got home ,
There were 3 letters , I opened all 3, but 1 was for the Ex ,
I didn’t read the names

The one for the Ex is from a DCA (Scotcall debt collecting services)

I read the letter before I realised it wasn’t for me,
I usually just text her and say there’s a letter and leave it for her to pickup.(and no she dosen’t have a key to the house anymore)

What should I do?
Should I contact the DCA and tell them
or ignore the letter and next time it comes “return to sender”

Help,, please

skint_spice

I did a similar thing - they were threatening to send in bailiffs too! as ex still owes me about £1000 I felt there was no way they were having any claim on anything of mine and passed his real address on. I know you'll all shoot me down in flames for this but he's been running away from these things for years (not that I found out until we split) and I didn't want them turning up or phoning me.

chevalier

Two things.
Politely ask your ex to please change her address with this company

Secondly get a copy of your credit reports from Experien/Equifax. See that all is well. Then you can get a notice of disassociation put on the file to the effect that the ex is no longer living there or financially associated with you.

regards
chev

tallyhoh

Tell them her new address, it may be that its something she has overlooked & wants to sort out (it will also get you off the hook for opening her mail) If they dont have another address they will keep bothering you.

ManAtHome

As others have said, give them her current address.

I also did the same - fortunately just somebody flogging cr*rp - was over 5 years after the divorce though.

Jenna

Hey,

I guess you have a few options, depending on how you feel about your ex! If you're reasonably civil with each other, you could always just 'fess up and say you read it by mistake?

You are under no legal obligation to tell the DCA her new address. I live in a rented apartment with my OH and we kept getting chased by a DCA for an electricity bill that the previous tenants had run up - I sent them a strongly worded letter (if you want a copy PM me?) to the effect that chasing someone who does not owe them money is tantamount to harassment under trading standards and if they didn't stop it I'd report them. Oddly, there's not been one tiny peep out of them in the 2 months since :rolleyes:

I would agree with Chevalier about checking your credit reports (remember to use all 3 of the main companies)

skint_spice, I don't blame you in the slightest for passing on your ex's details, it's really a personal decision based on how you left things and whatnot.

Hope my two cents worth has helped!

Numpty_Monkey

Thanks for the replies,:A we are sort of civil to each other but i don't know her new address,

Do you think it wold be best posting the letter back with a letter saying it was opened by mistake no idea were she is (to be honest if I know i would tell them):mad:

i think your letter Jenna would be very usefull, How do you send pm?

thanks again all :beer:

Numpty_Monkey

Thanks for the replies,:A we are sort of civil to each other but i don't know her new address,

Do you think it wold be best posting the letter back with a letter saying it was opened by mistake no idea were she is (to be honest if I know i would tell them):mad:

i think your letter Jenna would be very usefull, How do you send pm?

thanks again all :beer:

Jenna

Hey,

Sounds like a pretty reasonable option to me

I've sent you a PM, if you go to Quick Links > Private Messages you ought to see it in your Inbox! Hope that helps!

Numpty_Monkey

thanks jenna:T :beer: very much appraciated

In_Search_Of_Me

You could just ring them & say that she no longer lives there but you dont know up to date address as you've separated...hope you sort it ok!