first time so be kind lol

blenk64

hi people

this has been a long time coming, i am starting to wake up to the fact that i am a "man" who's failed at running a home, never got any money, two overdrafts, one credit card, lie to my self about money, hide overdrawn letters,
to scared to check bank balances, never read bank statements / credit card statements, sick of being broke after 2 weeks of being payed,

but tonight have smelt the coffee, having read some of you guys postings i know there is help out there, please help with any advice,

regards

Blenk64

Gemmzie

Hi blenk64 and well done on your light bulb moment.

As hard as it seems, you do need to check your statements etc. and remember they'll never be as bad again as they are right now because you can fix it.

Good luck

Triker

Hi and welcome, well I bet you I'm in more debt than so so there.;)

Just have a mooch round on here, post up your SOA and we'll have a look see to see where you can make savings.

Easy, the hardest bit was finding us.:hello:

oops_a_daisy

blenk64 wrote: »

hi people

this has been a long time coming, i am starting to wake up to the fact that i am a "man" who's failed at running a home, never got any money, two overdrafts, one credit card, lie to my self about money, hide overdrawn letters,
to scared to check bank balances, never read bank statements / credit card statements, sick of being broke after 2 weeks of being payed,

but tonight have smelt the coffee, having read some of you guys postings i know there is help out there, please help with any advice,

regards

Blenk64

You are not a failure - most people on here are or have been in the same situation ar worse. Have a look at the sticky thread for first time posters and do a Statement Of Affairs ( SOA ) so that we can give you some advice. You have come to the right place and it may be daunting to face up to it but as Gemmzie has said - you can fix this.

all the best xoopsx