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State pension voluntary contributions

I retired aged 60, am nearly 63 and am living on my DB pension. I was contracted out for a lot of my working life, have 40 years NI.

My state pension forecast is 150.79/week at 66. If I pay another 3 years NI voluntary contributions I will get a state pension of 168.60.

Can anyone explain why the YouGov website shows I can make voluntary contributions of xxx by April 23 for 16-17, xxx by 4/4/24 for 17-18 and xxx by 5/4/25 for 18-19, but also says I must contribute the VCs before 5/4/21 ie the year before I am 66?

Also can I pay the VCs in one lump sum just before 5/4/21 or do I need to pay xxx in annually for the next 3 years?

Many thanks

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