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What does "no fees" mean for a remortgage?

planetf1
Posts: 365 Forumite


I've just switched from YBS to a base+0.04% with Co-op. This was advertized as a "no fees" mortgage.
Having just completed, my summary statement from the CoOP nominated solicitor shows
Bank Charge 30.00 +5.25 VAT
Land registration fees 30.00 + 0.00 VAT
Now given the saving I'm making that's well worth it, and the process has worked well, but I've had nothing unusual that I know of, and had a small excess after redemption paid by cheque (no swift transfer)
There were lots of potential charges listed by the solicitor early on, but I got the impression most were for unusual circumstances.
So it's really no big deal, but I was wondering if this is normal, or if it would be expected for the CoOP to cover these costs?
Thanks
Nigel.
Having just completed, my summary statement from the CoOP nominated solicitor shows
Bank Charge 30.00 +5.25 VAT
Land registration fees 30.00 + 0.00 VAT
Now given the saving I'm making that's well worth it, and the process has worked well, but I've had nothing unusual that I know of, and had a small excess after redemption paid by cheque (no swift transfer)
There were lots of potential charges listed by the solicitor early on, but I got the impression most were for unusual circumstances.
So it's really no big deal, but I was wondering if this is normal, or if it would be expected for the CoOP to cover these costs?
Thanks
Nigel.
What goes around - comes around
give lots and you will always recieve lots
give lots and you will always recieve lots
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