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Brokers, Closed Mortgage Account on Equifax - Date Satisfied?
pavacava
Posts: 28 Forumite
I had a mortgage for 15 years, paid off when I sold house this March. On Equifax the mortgage account shows as settled, but under "Date Satisfied" it shows 20/03/18, the date the house was sold.
My account never had any missed payments or arrears, so should a health mortgage account ever show anything in "Date Satisfied" especially when no default or delinquent info is showing?
I was wondering if any brokers, or anyone, could advise if it is normal to ever have anything in Date Satisfied for a mortgage?
I was under the impression satisfied was very bad? I was hoping to apply for a mortgage in January, so I need to know if I should get this fixed.
My account never had any missed payments or arrears, so should a health mortgage account ever show anything in "Date Satisfied" especially when no default or delinquent info is showing?
I was wondering if any brokers, or anyone, could advise if it is normal to ever have anything in Date Satisfied for a mortgage?
I was under the impression satisfied was very bad? I was hoping to apply for a mortgage in January, so I need to know if I should get this fixed.
0
Comments
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No. Settled/satisfied are interchangeable.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1
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