Loan for jobseekers

Lostone1987

Hello I have Asperger and I am claiming Job seekers and I am on DLA at middle rate. I am looking to claim about £3000. I never had a job so thats the biggest issue.

Need the cash as its for becoming a British citizen and its to pay for fees

Hope i make sense.

fwor

The key thing for lenders is that they want their money back, so you have to show that you will be able to make the repayments and finish paying back the loan.

However, JSA and DLA are designed to cover your expenses (for living and job search costs) and are not intended to leave you with a surplus.

Hence most lenders would want to see further income in order to show that the repayments are affordable to you.

For smaller amounts there could be options (e.g. some credit unions will consider small loans without seeing a history of savings with them) but I doubt that you would find any conventional lender at all that would consider lending £3000 in the circumstances you describe.

dealer_wins

Zero chance of a loan in your circumstances i'm afraid.

AndyPix

Lostone1987 wrote: »

Hello I have Asperger and I am claiming Job seekers and I am on DLA at middle rate. I am looking to claim about £3000. I never had a job so thats the biggest issue.

Need the cash as its for becoming a British citizen and its to pay for fees

Hope i make sense.

Ill probly get banned for being un-pc but ...


pfffffffffffffffffffffffft - I really really hope the country isnt broken enough to allow something like this to happen

twhitehousescat

I have been biting my tongue for some time now

Ilona

First you need to get a job to earn some money, so you can pay back your loan.

ilona

Lostone1987

twhitehousescat wrote: »

I have been biting my tongue for some time now

I wouldn't borrow money for anything else this is more important than a nice car.

foxy-stoat

How much are the fees to become a British citizen these days?

Lostone1987

AndyPix wrote: »

Ill probly get banned for being un-pc but ...


pfffffffffffffffffffffffft - I really really hope the country isnt broken enough to allow something like this to happen

Nice and welcoming, friendly site. I wouldn't borrow money for anything else. There things i like but i rather save up and have a loan only for important things. But its not possible i understand. I didn't want upset anyone with my question so sorry if i did.

Lostone1987

foxy-stoat wrote: »

How much are the fees to become a British citizen these days?

It was about £2500 but thats not the passort. Its for all the paperwork. I do have the money but its just tad short so im just going to go without my dla for a few months. It was my emergency cash for time like these.

Lostone1987

woolythoughts wrote: »

I'd question why we should allow a disabled person who has never had a job in this country and no immediate prospects thereof to become a citizen in the first place?

Not exactly going to add much to the economy are they and will have a lot of overheads to keep them.

Im 31 and Lived here for most of my live, 30 years. I consider my self British, I been schooled here. Never broken the law. I really cant help that I have disability.