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Quick question
Hello, if a loan application of £12500 is rejected with no negative factors on my credit report, I work full time with a reasonable salary and have a mortgage, is it worth applying elsewhere and if so how soon is too soon?
I applied only today however thinking ahead just in case. Thank you
I applied only today however thinking ahead just in case. Thank you
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Comments
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It may be, as lenders have different criteria.
However, it would be worth sense checking whether you're likely to be accepted anywhere. For example, £12k on a £20k salary probably isn't going to fly. Likewise with a lack of credit history.0 -
use money supermarket.com, they'l do a soft credit check and give you a rough indication as to whether a particular lender will loan you the money0
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It says 90% chance of acceptance. My salary is just under £31,000. I’m not too worried at the moment. My application was with Santander. If the application is rejected is ‘safe’ to apply elsewhere straight away?0
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Apply elsewhere and if rejected twice, leave it a couple of months.0
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Do you have any other loans or unpaid debt?Non me fac calcitrare tuum culi0
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